Bad or no insurance. exposed to corona virus? - Shooting Sports Forum


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Old 02-28-2020, 06:02   #1
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Bad or no insurance. exposed to corona virus?

I've read that the cost for getting a corona virus test if you don't have the proper health insurance is $3,270, which makes it the most USA thing that could ever be a USA thing.

Obviously, the smart thing to do if you don't have the right insurance is to cough on a rich person, let them get tested, and watch to see whether they get sick. Then, you'll be able to know the cause of your upcoming demise.


Oh, and if a virus is made available and you aren't wealthy or don't have the right insurance?


This is what Health and Human Services Secretary Alex Azar told Americans when asked about whether a treatment for the fast-moving coronavirus will be affordable.
“We would want to ensure that we work to make it affordable, but we can’t control that price because we need the private sector to invest,” he told a congressional committee on Wednesday in response to a question about affordability. “The priority is to get vaccines and therapeutics. Price controls won’t get us there.”
Good luck, droogies.
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Old 02-28-2020, 12:56   #2
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If only we could know the cause of your upcoming demise my lil' communist butty... and speed it up a bit?
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Old 03-01-2020, 05:38   #3
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[QUOTE=LousyShot;1615178]
Oh, and if a virus is made available and you aren't wealthy or don't have the right insurance?[QUOTE]

too lazy or too stupid to proofread your own gibberish now ??
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Old 03-01-2020, 12:26   #4
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Old 03-01-2020, 12:35   #5
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Insurance... meh...
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Old 03-01-2020, 12:55   #6
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Uninsured, eh? Sorry for you.
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Old 03-01-2020, 12:58   #7
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Originally Posted by Parnelli View Post
Insurance... meh...
exactly. probably something the self proclaimed wealthy and privileged posters here will never understand.

i have been without health insurance. i have also been with crappy overpriced health insurance (or so called "covered"). i spent much of my time with health insurance avoiding deductibles and overcharging by denying my insurance and found health care FAR more affordable. you have insurance? cool....we charge you 3-4X the amount for that test, scan, or dr. visit. oh, you don't have insurance? well, just pay a third to a quarter of the amount in cash.

a family member i know went w/o health insurance for the better part of a decade. during that time, they visited the emergency room 4 times with 2 injuries and 2 health scares, including 2 ambulance rides, and a surgery.......the cost?.......NOTHING! never paid A DIME.

of course, rich wealthy types don't understand this. they believe anything obama or sanders or any other joke politician tells them about the horrors of the uninsured.....the reality is quite different for those of us that actually have experience with this.
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Old 03-01-2020, 13:11   #8
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Insurance is for people who fear what the future may (or may not) bring, a gamble as it were that bad things are surely going to happen to them.

On the other hand the future is for those without such fears, for those who make their own paths; for those who's manifest destiny is of their own making.

How did mankind ever survive all those centuries before there was insurance?
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Old 03-01-2020, 13:33   #9
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not so sure i'm wealthy or privileged......but my employer (of 35 yrs) pays a big chunk of my yearly premium for BCBS insurance for myself & my wife.....with a $20 Dr. co-pay and a $75 Hospital co-pay.
perscriptions cost little to almost nothing and I have vision & dental.
Yes, this costs me $300 a month from my wages.....but with a chronically ill wife and multiple health issues myself, I feel very lucky.
not bragging, just stating facts & thankful to GOD & my Employer both.
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Old 03-01-2020, 14:27   #10
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Originally Posted by Parnelli View Post
Insurance is for people who fear what the future may (or may not) bring, a gamble as it were that bad things are surely going to happen to them.

On the other hand the future is for those without such fears, for those who make their own paths; for those who's manifest destiny is of their own making.

How did mankind ever survive all those centuries before there was insurance?

Mankind died, and so did his wife and his children.


Without insurance or without a large bank account, if you or yours are severely injured in an accident or contract a serious illness, you are not likely to receive good treatment or, under some circumstances, you will not get any treatment or the most effective prescriptions. If you end up at the hospital and can't pay, the cost of whatever treatment you might get will be pushed onto those whose insurance pays or who pay in cash. Some doctors have staff who work with hospitals and Rx companies to help out the indigent or those whose insurance has big gaps.



A course of treatment for childhood cancers might run $40,000-$60,000 or more. My wife was complaining about the cost of a med she uses to treat young adults with certain blood cancers,
Ritaxun or something like that. Runs about $25,000.



What would you tell a kid or someone's family whose kid needed the treatment and couldn't pay for it? "Destiny, kid...destiny"?
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Old 03-01-2020, 14:33   #11
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Originally Posted by Rockys Pop View Post
not so sure i'm wealthy or privileged......but my employer (of 35 yrs) pays a big chunk of my yearly premium for BCBS insurance for myself & my wife.....with a $20 Dr. co-pay and a $75 Hospital co-pay.
perscriptions cost little to almost nothing and I have vision & dental.
Yes, this costs me $300 a month from my wages.....but with a chronically ill wife and multiple health issues myself, I feel very lucky.
not bragging, just stating facts & thankful to GOD & my Employer both.

Good you have that. When I sold my company, I went on my wife's employer's health insurance.
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Old 03-01-2020, 14:34   #12
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Originally Posted by Rockys Pop View Post
not so sure i'm wealthy or privileged......but my employer (of 35 yrs) pays a big chunk of my yearly premium for BCBS insurance for myself & my wife.....with a $20 Dr. co-pay and a $75 Hospital co-pay.
perscriptions cost little to almost nothing and I have vision & dental.
Yes, this costs me $300 a month from my wages.....but with a chronically ill wife and multiple health issues myself, I feel very lucky.
not bragging, just stating facts & thankful to GOD & my Employer both.
i can speak from experience that there is VAST difference between being insured and being WELL insured. i have had the fortune of being well insured the last few years, and that is a blessing.

i spent YEARS being insured (not under a decent plan) and i can tell you for a fact....uninsured is BETTER. many insurance plans are overpriced and basically worthless. you are basically just giving your money away.

whether people who live in cloud above such facts want top accept it or not, the uninsured in this country are taken care of. at least, from everything i have seen WITH MY OWN EYES, which i have a tendency to trust.
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Old 03-01-2020, 18:24   #13
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louse bsv:
Hard to believe with all your rich's and education you are not self insured.
I am amazed that vinyl can even get insurance.
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Old 03-01-2020, 18:30   #14
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Originally Posted by Sparkie View Post
louse bsv:
Hard to believe with all your rich's and education you are not self insured.
I am amazed that vinyl can even get insurance.
I’m educated enough to know a good deal on health insurance when I see one. There’s no incentive for me to self-insure.
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Old 03-01-2020, 18:45   #15
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There will be no means by which you could self insure, should a government controlled socialist program ever be instituted in America.
No one will get a "good deal" on anything, least of all, quality care... if they get care at all.

But you go right ahead an vote for Bernie if he wins the nomination, just so you don't have to vote for your current President that you don't hate.

You call that being educated enough?

Idiot.
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Old 03-01-2020, 20:29   #16
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Originally Posted by hawkguy View Post
i can speak from experience that there is VAST difference between being insured and being WELL insured. i have had the fortune of being well insured the last few years, and that is a blessing.

i spent YEARS being insured (not under a decent plan) and i can tell you for a fact....uninsured is BETTER. many insurance plans are overpriced and basically worthless. you are basically just giving your money away.

whether people who live in cloud above such facts want top accept it or not, the uninsured in this country are taken care of. at least, from everything i have seen WITH MY OWN EYES, which i have a tendency to trust.
My Employer keeps trying every year to get as many suckers...oops.....workers as possible to switch over to an insurance company that's owned by a major player in the religion all our top executives belong to.

this insurance company is worthless to the point of having to dodge from state to state every few years to avoid prosecution from both "covered individuals" and their own employees alike.

i've had to tell them 2x now to leave my insurance alone....that it's the main reason I stay with the company.......and forcing me to change would be the fastest way I know of to get rid of me.
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Old 03-02-2020, 03:55   #17
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WorthlesscInsurance...a wholly owned subsidiary of Trump Enterprises, and rates C- by A.M. Best. “Nothing is covered, but you do get a MAGA hat.”
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Old 03-02-2020, 09:47   #18
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In my day, one insured against disaster; not inconvenience.

I'm pretty much covered, with co-pays, but I suffered several years of Medicare withholds and 20+ years of Army service, for which my wife and I are now covered almost completely. That was part of the "contract" of signing a blank check to the USG for my life, kowing tha the said USG would care for her should I pay the ultimate sacrifice.

We've invested in this for most of our adult lives. I feel no guilt partaking of the already-paid-for investment.

Lousy, as erudite as you purport to be, I'm a bit surprised you haven't prepared.

But then again, not really...
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Old 03-02-2020, 10:07   #19
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Prepared for what? We have good health insurance. You think we need a MAGA hat to use as a breathing mask? ��
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Old 03-02-2020, 12:05   #20
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Absolutely lil' butty!
Matter of fact, why don't you put one on and go assist with those infected with said virus... you'll be fine... promise!
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Old 03-02-2020, 17:22   #21
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Originally Posted by Turkeestalker View Post
There will be no means by which you could self insure, should a government controlled socialist program ever be instituted in America.
No one will get a "good deal" on anything, least of all, quality care... if they get care at all.

But you go right ahead an vote for Bernie if he wins the nomination, just so you don't have to vote for your current President that you don't hate.

You call that being educated enough?

Idiot.

Why would I want to "self-insure" when I have full access to health insurance through my wife and her employer? And if she changes employers, her new employer will include the same sort of or a better package to entice her.



Bernie's idea of replacing private insurance isn't going anywhere. You should visit a good library and read up on these sorts of things, something you obviously have never done. University of Missouri has a good library in Columbia and of course, Washington University in St. Louis is also a great place to study and do research.
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Old 03-02-2020, 20:24   #22
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Been there done that at Wash U my friend... and the Zou...

Again...
But you go right ahead an vote for Bernie if he wins the nomination, just so you don't have to vote for your current President that you don't hate.
I've said before... that fella that you don't hate, doesn't need your vote.
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Old 03-03-2020, 01:06   #23
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so...having "sold his business" not only is Lousys imaginary wife the only one working, he's tagging along on her healthcare plan too !

and I thought most gold diggers were female.......oh wait!!! in Massah chew chytts women can have wives....nevermind!
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Old 03-03-2020, 04:57   #24
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Originally Posted by Rockys Pop View Post
so...having "sold his business" not only is Lousys imaginary wife the only one working, he's tagging along on her healthcare plan too !

and I thought most gold diggers were female.......oh wait!!! in Massah chew chytts women can have wives....nevermind!



1. Indeed, I no longer am the "owner" of the business I ran for a few decades. Saw the opportunity to retire at a reasonably young age and took it. Too bad you can't do that, hey?



2. Indeed, had the opportunity to take advantage of my wife's employer's health plan, and took it. Too bad you can't do that, hey?


3. I'm still working, but only as a consultant. Pretty good so far. Too bad you can't do that, hey?


I'm so happy I'm not stuck in Bumfock, Alabama.
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Old 03-03-2020, 05:08   #25
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So I take it that basement isn't in Alabama... who knew???

More yarn spun by our resident fraudulent, lying, idiot #1.
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