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Old 02-09-2010, 13:48   #1
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NRA Gun Insurance

I had a gun stolen from my truck and am going to send in a claim with the NRA. Has anyone had to do this?
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Old 02-09-2010, 15:24   #2
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No, but a few tips for any sort of insurance claim.

Make sure, in the case of a theft, you have a police report.

Keep copies of all correspondence and other relevant documentation. If you have any phone calls, take notes (date, time, person(s), content of discussion) while you're on the phone or immediately thereafter.

Consider the effect of the claim on your overall rates. Insurance companies keep insurance claim scores just like credit scores, and they affect your rates. Depending on the value-minus-deductible of the claim, you may end up paying more in increased rates than what you get from the insurance company.

Just food for thought.
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Old 02-09-2010, 15:26   #3
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Originally Posted by WENDALL View Post
I had a gun stolen from my truck and am going to send in a claim with the NRA. Has anyone had to do this?
I lost 12 guns in 1988 to a burglary, NRA ponied up a $1000 to help cover the loss. First thing I bought was a safe. I have guns today that are worth that each.
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Old 02-09-2010, 21:03   #4
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I am an NRA member but could someone explain how the insurance works.
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Old 02-10-2010, 08:17   #5
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I send off all my paper work today so hope I can shed some light when it is all over. But Don't go to Six Flags and leave a gun without putting it in a lock box.
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Old 02-10-2010, 23:29   #6
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Originally Posted by DrewArtist View Post
I am an NRA member but could someone explain how the insurance works.
They use to cover a maximum of $1000 for loss of guns, this was included in the annual membership. I have been a life member for so long that I don't really know what the benefits are in the annual memberships anymore.

I looked it up and that is still part of the benefit of the annual membership. $1000 went a long way towards what I lost at the time ( a new Win 670 30-06 could be had for $160 then). Here is the link to the benefit site http://www.nra.org/benefits.aspx
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Last edited by gossman; 02-10-2010 at 23:37.
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Old 02-11-2010, 05:49   #7
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Thank you Gossman!!! That's what I thought it was, but I wanted to make sure there wasn't something else that I didn't know about.

WENDALL,
I believe your car insurance should also cover theft of property or at least your home owners insurance should as well. I know my insurance does. Just make sure you have a police report.
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Old 02-11-2010, 10:06   #8
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Since my homeowners policy deductable is more than the value, I have sent all that info and a copy of the policy with all the police reports to the NRA insurance. Car insurance is just that 'car insurance". The lock was punched and that is covered but not items inside. So if anyone see's a Great looking Firestar Plus 9mm with a duracoat slide let me know.
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Old 02-23-2010, 05:00   #9
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Just got my check yesterday! not even a phone call. They cut me the amount minus the $100 deductable. Went smooth. I figured I forgot some little thing to slow the process but that was a great service. Hat off to the NRA and their insurance.
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